19, Jan, 2021
Compare payday loans up to SEK 500,000 despite payment remarks

Compare payday loans up to SEK 500,000 despite payment remarks


Providers cooperates with lenders who will go through the application individually to present an offer that they consider appropriate. If you have good creditworthiness, you can get up to loan promises from these loan institutions: An assessment at istitutogentile.com

Draw security insurance covering your loan

A smart supplementary insurance that you can take out in connection with an application for a loan is a loan protection that backs you up if you were supposed to be unemployed or sick for a period. If the insurance is activated, a monthly amount corresponding to the original monthly cost of a maximum of SEK 10,000 per month is covered. The insurance is valid for up to 12 months, provided that it is not able to repay the loan according to agreement. The insurance costs 6.75% of the secured monthly amount. If you have co-applicants who have also chosen to take out loan protection, you pay 6.75% per person.


Apply for payday loans

Start by filling in the loan amount you want to apply for and the repayment period. An approximate monthly cost that includes interest and amortization will be presented, but remember that this is only a calculation example and the interest rate can only be set after a credit check has been made. The entire application process takes place in 4 simple steps and you can of course apply 24 hours a day, but answers are expected within 24 hours, provided you submit the application during a weekday. 


Payment and credit check

When loan offers are presented and you have chosen to proceed but a lender is signing with BankID and upon approved agreement, the money is paid out to your bank account within 1-2 banking days. We suggest that you send in the application during a weekday for the fastest response and payment.

It takes 1 UC control to cover all requests. It requires that you have a stable income in the form of work or pension. Loans can be granted despite up to 10 payment remarks, they must, however, be at least 6 months old and that one must not have current debt with the Danish National Insurance Agency. Anyone who applies for loans with payment remarks can be approved for a maximum amount of
SEK 250,000


Interest and expenses at providers

Direct transfers loans where nominal interest rates are expected to be from 2.95% up to 29% and the effective annual interest rate is between 3 and 33.23%. The majority of borrowers are said to receive an effective interest rate between 3-10%. Note that providers’s service is completely free and it is each lender who determines the individual interest rates. Interest and cost are based on one’s creditworthiness, loan amount, maturity and income and age. The total cost of your loan is presented before you approve and sign the loan agreement, before that is not binding.

Requirements for you as a borrower:

  • At least 20 years +
  • Have an annual income of at least SEK 100,000
  • Have some form of employment or pension
  • Been debt-free from the Swedish Enforcement Authority for at least 6 months
  • Not received any payment note in the last 6 months
  • Loan with payment note
  • Payment within 1-2 business days
  • payday loans with low interest rates